Signatures
Additional cover is available as standard on our Commercial Combined and package policies, resulting in inclusive cover that is more affordable than stand-alone policies and piece-meal endorsements purchased separately.
Whilst a significant element of cover is automatically included with the core Signatures cover, there is also the option to extend sums, limits and individuals insured in order to meet particular needs.
Additional cover includes:
Equipment Breakdown
Equipment Breakdown is automatically provided on all infrastructural equipment including:
- Boilers
- Business equipment
- Computers
- Electrical, heating and ventilation systems
- Lifts
- Security and alarm systems
- Telephone systems
Commercial Legal Protection
Commercial Legal Protection is automatically provided and includes:
- Bodily injury
- Data protection
- Employment/employee protection
- Jury service and contractual disputes
- Property protection
- Prosecution defence
- Statutory licence protection
- Tax and tenancy disputes
Key Person
Key Person is provided automatically for the owner, managing director or senior partner of a business up to a limit of £25,000. The cover is triggered when the insured individual is incapacitated, either by an accident or through sickness, reimbursing your business for costs associated with recruiting a replacement including agency fee, salary and relocation costs. It also contributes to certain business overhead costs.