Products

UK General can provide a wide range of product offerings, in addition to having the capability to develop and deliver bespoke products tailored to your needs.

Signatures

Additional cover is available as standard on our Commercial Combined and Package Policies, resulting in inclusive cover that is more affordable than stand-alone policies and piece-meal endorsements purchased separately.

Whilst a significant element of cover is automatically included with the core Signatures cover, there is also the option to extend sums, limits and individuals insured in order to meet particular needs.

The additional cover include:

Equipment Breakdown

Equipment Breakdown Cover is automatically provided on all infrastructural equipment, such as:

  • Computers
  • Lifts
  • Boilers
  • Telephone systems
  • Security and alarm systems
  • Electrical, heating and ventilation systems
  • Business equipment

Commercial Legal Protection

Commercial Legal Protection Cover is automatically provided and includes:

  • Employment/employee protection
  • Data protection
  • Prosecution defence
  • Property protection
  • Tax and tenancy disputes
  • Statutory licence protection
  • Bodily injury
  • Jury service and contractual disputes

Key Person

Key Person Cover is provided automatically for the Owner, Senior Partner or Managing Director of the Business up to a limit of £25,000. The cover is triggered when the insured individual is incapacitated, either by an accident or through sickness, reimbursing your business for costs associated with recruiting a replacement, including agency fee, salary and relocation costs. It also contributes to certain business overhead costs.

For more information visit our Downloads section, where you can view the Policy Wording and Summary of Cover.