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Financial & Specialist Risk

To view additional information on our Financial & Specialist Risk products, please click the links below...
HE

Home Emergency

Details

Home Emergency insurance provides protection against a sudden and unexpected event which, if not dealt with quickly would render the home unsafe or insecure, damage the home or cause personal risk.

Policy features:

  • 24/7 helpline
  • Access to a dedicated approved repair network
  • Alternative emergency accommodation
  • Unlimited claims

Trading options

 
IT

ID Theft

Details

ID Theft is an excellent complimentary product to Legal Expenses, however it can be used to compliment other products. Offered on a scheme basis and covers all expenses that occur as a result of ID Theft.

Policy features:

  • Cover up to £25,000 for expenses incurred
  • Challenging credit referencing reports
  • Creation of all necessary documentation to prove innocence as a result of ID theft
  • Expenses incurred to remove a criminal/civil judgement wrongly entered
  • Legal expenses and associated ancillary costs to defend a claim

Trading options

 
LE

Legal Expenses

Details

Legal Expenses insurance provides protection against family, motor and travel legal disputes.

  • Family legal cover for consumer disputes, employment disputes, ID theft and probate disputes
  • Motor cover on expenses involved in a non-fault motor accident including car hire and personal injury claims
  • Travel legal dispute provides cover to pursue claims against tour operators or travel agents who have failed to meet contractual requirements over the quality and service of holiday elements

Trading options

 
RG

Rent Guarantee

Details

Rent Guarantee insurance protects landlords in the event of tenants failing to pay the rent.

Policy features:

  • 6 or 12 month policies
  • Appointed specialist solicitors
  • Legal expenses
  • Professional legal advice helpline
  • Rent arrears

Trading options

 
Ev

Event

Details

Event insurance provides protection to organisers for a wide range of events from small church/garden fetes to larger scale commercially organised events.

Policy features:

  • Cancellation of event
  • Employers liability
  • Loss of or damage to event equipment
  • Public liability

Trading options

 
We

Wedding

Details

Wedding insurance will protect the bride and groom/civil partners on their wedding day for instances such as failure of suppliers and cancellation.

Policy features:

  • Cancellation and rearrangement of wedding and/or reception
  • Cars and transport
  • Ceremonial attire
  • Failure of suppliers
  • Personal accident
  • Photography and video
  • Wedding gifts

Trading options

 
BW

Brown & White

Details

Brown & white insurance provides protection against the unforeseen costs associated with a mechanical and or electrical failure of brown, white and grey goods (for example, TVs, washing machines and computers). Brown & white insurance is tailored to suit the requirements of the customer whether that is a manufacturer, importer or retailer.

Policy features:

  • Cover for up to 60 months
  • New for old where goods cannot be repaired
  • Parts and labour cover
  • Unlimited number of claims up to original cost of goods

Trading options

 
FC

Furniture & Carpets

Details

Furniture & Carpets insurance provides protection against accidental damage, stain removal and structural damage of sofas, beds and cabinet furniture.

Policy features:

  • Access to an dedicated approved repair network
  • Cover up to 60 months
  • No excess
  • Unlimited number of claims during cover provided

Trading options

 
MA

Multi Appliance

Details

Multi appliance warranties provide cover for mechanical and/or electrical breakdown to a set of domestic brown and white appliances.

Policy features:

  • Accidental damage
  • Cover up to original purchase price (maximum £2,000)
  • Food loss
  • Optional or mandatory cover options
  • Parts and labour
  • Product replacement if beyond economical repair (BER)
  • Repair and replacement

Trading options

 
BR

Breakdown & Recovery

Details

Breakdown & Recovery insurance will protect you from any unfortunate events happening requiring assistance such as vehicle recovery or emergency repair.

Policy features:

  • Advance of funds
  • Emergency accommodation
  • Emergency car hire and alternative travel arrangements
  • Legal defence
  • Roadside assistance and emergency repair
  • Theft
  • Vehicle recovery

Trading options

 
Ga

GAP

Details

GAP insurance the difference between the motor insurance settlement and either the original invoice price of the vehicle or the amount outstanding under a motor finance agreement.

Policy features:

  • Cover for vehicles with an original purchase price up to £150,000
  • Up to £50,000 cover in the motor insurers settlement
  • Manufacturer and dealer fitted accessories

Trading options

 
HL

Helmets & Leathers

Details

Helmets & Leathers policies provide cover for damage to motorcycle helmets and leather clothing as the result of a motorcycle accident. Helmets & Leathers cover is provided on a scheme basis and can an optional or mandatory add-on to an existing insurance policy, or alternatively provided as a stand alone insurance product to enhance a motor specific book of business.

Policy features:

  • Cover up to £1,000
  • Optional or mandatory cover options
  • Replacement provided where damaged beyond repair

Trading options

 
Mi

Misfuelling

Details

Misfuelling policies provide cover the cost of draining and cleaning a vehicle’s fuel tank following the introduction of the wrong fuel due to human error. Misfuelling can be provided on a scheme basis as either an optional or mandatory add on to an existing policy or a stand alone insurance product.

Policy features:

  • All labour costs
  • Car towing and/or garage call out fees
  • Drainage and cleaning of the tank
  • Optional or mandatory cover options
  • Parts replacement if necessary

Trading options

 
Mo

MOT

Details

MOT insurance covers the cost of repairs which results in a motor vehicle failing an MOT test.

Policy features:

  • Access to an authorised dealer network
  • Cover on repairs
  • Low customer excess
  • Vehicles up to any age and mileage

Trading options

 
MW

Motor Warranty

Details

Motor Warranty insurance provides protection against the costs associated with a mechanical and or electrical failure of a component fitted to a new or used motor vehicle. Cover being tailored to suit the requirements of the customer whether that is the manufacturer, importer, franchised dealer or independent dealer.

Policy features:

  • Car hire
  • Costs of parts and labour
  • Protection for up to 36 months
  • Unlimited number of claims up to original cost of vehicle
  • Vehicle recovery
  • Vehicles up to any age and mileage

Trading options

 
SD

Scratch & Dent

Details

Scratch & Dent policies provide for the repair of minor body damage e.g. scratches, scuffs, dents and chips to privately owned motor vehicles. Vehicles are eligible provided they are less than 5 years old and have covered less than 60,000 miles.

Policy features:

  • Optional or mandatory cover options
  • Up to 3 claims per 12 month period of cover

Trading options

 
TV

Tyres & Vehicle Paint

Details

Tyres & Vehicle Paint insurance provides protection against the unforeseen costs associated with the deflation of a tyre as a result of puncture, accidental or malicious damage. In addition our vehicle paint cover provides protection of the paintwork, upholstery and alloys wheels of the vehicle against accidental damage.

Policy features:

  • Cover for up to 36 months
  • Cost of tyre, valve, balancing and disposal of old tyre
  • Removal of dents, scratches, stains and scuffs
  • Repairs undertaken by approved repairers

Trading options

 
IP

Income Protection

Details

Income Protection insurance covers the loss of income as a result of accident, sickness or involuntary unemployment.

Policy features:

  • Free legal helpline
  • Return to work support
  • Up to 12 month benefit
  • Up to £2,500 per month

Trading options

 
LP

Loan Payment Protection

Details

Loan Payment Protection insurance protects the repayments of loans in the event that the policyholder is unable to work due to accident, sickness and involuntary unemployment.

Policy features:

  • Free legal helpline
  • Return to work support
  • Up to 12 month benefit

Trading options

 
MP

Mortgage Payment Protection

Details

Mortgage Payment Protection insurance protects the repayments of mortgages in the event that the policyholder is unable to work due to accident, sickness and involuntary unemployment.

  • Free legal helpline
  • Return to work support
  • Up to 12 month benefit

Trading options